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Mortgage Interest Rates

Purchase

Refinance

Debt Consolidation
(Equity Line)

Reverse
Mortgages

Rates are based on a purchase with a loan amount of $200,000 unless otherwise noted. Rates change daily. There is no cost or obligation to talk with a Bay Lending Loan Officer to get the most up-to-date rate information.

If you do not see the interest rates chart above, click here.

20 Year and 40 Year Fixed-Rate loans available. Call for current rates.

Rates may vary depending on loan type, loan amount, equity position, property type and borrower's credit score. Rates are subject to change. Contact a Bay Lending Loan Officer to get the best rate possible. Click here for a description of your loan options.

Interest Rate Reminder Service

If you'd like to be notified when rates change to your advantage, register for the Bay Lending Interest Rate Reminder Service.

Apply Online and a Mortgage Loan Professional will contact you the next business day. There is no cost or obligation to explore your options.