/* This file eliminates the whitespace made from the beach header picture, and also makes all body copy 12pt. */
body {
	background-image: url('../images/BayLending-BGgradient.jpg');
	background-repeat: repeat-x;
	background-color: #f2ece2;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12pt !important;/* PRINT */
	font-weight: normal;
	text-decoration: none;
	color: #232324;
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
}

p {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12pt;/* PRINT */
	font-weight: normal;
	text-decoration: none;
	color: #232324;
	/* ORIGINAL HTML BOTTOM MARGIN FOR PARAGRAPHS */
	margin: 0 0 19px 0;
}

h1 {
	font-size: 28px;
	/*color: #232324;*/
	/*color: #a92b32;*/
	color: #003e5f;
}
h2 {
	font-size: 18px;
	color: #003e5f;
}
h3 {
	font-size: 14px;
	color: #003e5f;
}

/* SITEWIDE BODY TEXT LINKS */
a:link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12pt;/* PRINT */
	font-weight: normal;
	color: #00334e;
	text-decoration: none;
	border-bottom: 1px dotted #003e5f;
}
a:visited {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12pt;/* PRINT */
	font-weight: normal;
	color: #00334e;
	text-decoration: none;
	border-bottom: 1px dotted #003e5f;
}
a:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12pt;/* PRINT */
	font-weight: normal;
	color: #00527e;
	text-decoration: none;
	border-bottom: 1px solid #0071ad;
}
a:active {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12pt;/* PRINT */
	font-weight: normal;
	color: #00527e;
	text-decoration: none;
	border-bottom: 1px solid #0071ad;
}

	/* Sitewide Image border="0" */
	a:link img {
		border: 0;
		border-bottom: 0px !important;
	}
	a:visited img {
		border: 0;
		border-bottom: 0px;
	}
	a:hover img {
		border: 0;
		border-bottom: 0px;
	}
	a:active img {
		border: 0;
		border-bottom: 0px;
	}

.topNav {
	font-family: Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	font-size: 13px;
	text-align: right;
	margin: 0 15px 0 0;
}
.topNavSpacer {
	margin:0 3px 0 7px;
}

	/* Top Nav link style */
	.topNav a:link {
		font-family: Arial, Helvetica, sans-serif;
		font-size: 13px;/* PRINT-had to add for nav links to stay small */
		color: #FFFFFF;
		text-decoration: none;
		border-bottom: 0px !important;
	}
	.topNav a:visited {
		font-family: Arial, Helvetica, sans-serif;
		font-size: 13px;
		color: #FFFFFF;
		text-decoration: none;
		border-bottom: 0px;
	}
	.topNav a:hover {
		font-family: Arial, Helvetica, sans-serif;
		font-size: 13px;
		color: #ffeabd;
		/*color: #aeddff;*/
		text-decoration: none;
		border-bottom: 0px;
	}
	.topNav a:active {
		font-family: Arial, Helvetica, sans-serif;
		font-size: 13px;
		color: #FFFFFF;
		text-decoration: none;
		border-bottom: 0px;
	}
		/* Top Nav active page link */
		#ratesPage #ratesLink {
			color: #ffeabd;
		}
		#calculatorPage #calculatorLink {
			color: #ffeabd;
		}
		#advicePage #adviceLink {
			color: #ffeabd;
		}
		#staffPage #staffLink {
			color: #ffeabd;
		}
		#creditScorePage #creditScoreLink {
			color: #ffeabd;
		}
		#loanOptionsPage #loanOptionsLink {
			color: #ffeabd;
		}
		#testimonialsPage #testimonialsLink {
			color: #ffeabd;
		}
		#contactPage #contactLink {
			color: #ffeabd;
		}
		#applicationPage #applicationLink {
			color: #ffeabd;
		}
		#faqPage #faqLink {
			color: #ffeabd;
		}

.headerText {
	font-size: 10px;
	font-weight: bold;
	color: #003e5f;
}
.topNavBG {
	background-image: url('../images/BayLending-TopNavBG.gif');
	background-repeat: no-repeat;
	background-color: #19476b;
}

/* Header glam-beach picture */
.headerBeach {
	width: 0;
	height: 0;
	margin-left: 15px;/* For "headerH1" title alignment */
	/*width: 840px;
	height: 207px;
	background-image: url('../images/BayLending-HeaderBeach.jpg');
	background-repeat: no-repeat;
	background-position: top left;
	background-color: #355d7d;*/
}

.headerH1 {
	/*padding-left: 210px;*/
	line-height: 30px;
}

.leftNavBG {
	background-image: url('../images/BayLending-LeftNavBG.jpg');
	background-repeat: repeat-x;
}

	/* Left Nav rollovers */
	a.leftNavPurchase {
		display: block;
		width: 148px;
		height: 54px;
		background: url('../images/BayLending-LeftNavRoll.png') 0 0 no-repeat;
		font-family: Arial, Helvetica, sans-serif;
		font-size: 15px;
		font-weight: normal;
		text-decoration: none;
		text-align: left;
		margin: 0 0 15px 0;
		color: #19476b;
		border-bottom: 0px !important;
	}
	a:hover.leftNavPurchase {
		background-position: 0 -55px;
		color: #FFFFFF;
		font-size: 13px;
		font-weight: bold;
		border-bottom: 0px;
		/*letter-spacing: -1px;*/
	}
		#purchasePage #purchaseBtn {
			background: url('../images/BayLending-LeftNavRoll.png') 0 0 no-repeat;
			background-position: 0 -55px;
			color: #FFFFFF;
			font-size: 13px;
			font-weight: bold;
		}
	a.leftNavRefinance {
		display: block;
		width: 148px;
		height: 54px;
		background: url('../images/BayLending-LeftNavRoll.png') 0 0 no-repeat;
		font-family: Arial, Helvetica, sans-serif;
		font-size: 15px;
		font-weight: normal;
		text-decoration: none;
		text-align: left;
		margin: 0 0 15px 0;
		color: #19476b;
		border-bottom: 0px;
	}
	a:hover.leftNavRefinance {
		background-position: 0 -55px;
		color: #FFFFFF;
		font-size: 13px;
		font-weight: bold;
		border-bottom: 0px;
		/*letter-spacing: -1px;*/
	}
		#refinancePage #refinanceBtn {
			background: url('../images/BayLending-LeftNavRoll.png') 0 0 no-repeat;
			background-position: 0 -55px;
			color: #FFFFFF;
			font-size: 13px;
			font-weight: bold;
		}
	a.leftNavDebtConsolidation {
		display: block;
		width: 148px;
		height: 54px;
		background: url('../images/BayLending-LeftNavRoll.png') 0 0 no-repeat;
		font-family: Arial, Helvetica, sans-serif;
		font-size: 15px;
		font-weight: normal;
		text-decoration: none;
		text-align: left;
		margin: 0 0 15px 0;
		color: #19476b;
		border-bottom: 0px;
	}
	a:hover.leftNavDebtConsolidation {
		background-position: 0 -55px;
		color: #FFFFFF;
		font-size: 13px;
		font-weight: bold;
		border-bottom: 0px;
		/*letter-spacing: -1px;*/
	}
		#debtConsolidationPage #debtConsolidationBtn {
			background: url('../images/BayLending-LeftNavRoll.png') 0 0 no-repeat;
			background-position: 0 -55px;
			color: #FFFFFF;
			font-size: 13px;
			font-weight: bold;
		}
	a.leftNavReverseMortgages {
		display: block;
		width: 148px;
		height: 54px;
		background: url('../images/BayLending-LeftNavRoll.png') 0 0 no-repeat;
		font-family: Arial, Helvetica, sans-serif;
		font-size: 15px;
		font-weight: normal;
		text-decoration: none;
		text-align: left;
		margin: 0 0 15px 0;
		color: #19476b;
		border-bottom: 0px;
	}
	a:hover.leftNavReverseMortgages {
		background-position: 0 -55px;
		color: #FFFFFF;
		font-size: 13px;
		font-weight: bold;
		border-bottom: 0px;
		/*letter-spacing: -1px;*/
	}
		#reverseMortgagesPage #reverseMortgagesBtn {
			background: url('../images/BayLending-LeftNavRoll.png') 0 0 no-repeat;
			background-position: 0 -55px;
			color: #FFFFFF;
			font-size: 13px;
			font-weight: bold;
		}
		

/* Mitch's Mortgage Minute button, Calculator button, etc */
.weeklies img {
	margin: 0 0 12px 0;
	border-bottom: 0px !important;
}
	.weeklies a:link {
		border-bottom: 0px;
	}
	.weeklies a:visited {
		border-bottom: 0px;
	}
	.weeklies a:hover {
		border-bottom: 0px;
	}
	.weeklies a:active {
		border-bottom: 0px;
	}

/* Body copy margins */
.bodyStyle {
	padding: 0 40px 0 35px;
}

/* Sitewide right-aligned image margins */
.ram {
	margin: 0 0 12px 16px;
}

/* Sitewide left-aligned image margins */
.lam {
	margin: 0 16px 12px 0;
}

/* Footer text size */
.footer {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9pt;/* PRINT */
	margin: 20px 0 0 0;
}

/* Communicasting rollover */
.communicasting {
	display: block;
	width: 110px;
	height: 54px;
	background: url('../images/Communicasting.gif') 0 0 no-repeat;
	border-bottom: 0px !important;
}
a:hover.communicasting {
	background-position: 0 -54px;
	border-bottom: 0px;
}

	/* Communicasting footer icon floating DIV */
	#apDiv1container {
		position: relative;
	}
	#apDiv1 {
		position: absolute;
		width: 110px;
		height: 54px;
		z-index:1;
		left: 508px;
		top: -42px;
		visibility: visible;
	}

/* Testimonial signatures */
.smalle {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10pt;/* PRINT */
}
	.smalle a:link {
		font-family: Arial, Helvetica, sans-serif;
		font-size: 10pt;/* PRINT */
	}
	.smalle a:visited {
		font-family: Arial, Helvetica, sans-serif;
		font-size: 10pt;/* PRINT */
	}
	.smalle a:hover {
		font-family: Arial, Helvetica, sans-serif;
		font-size: 10pt;/* PRINT */
	}
	.smalle a:active {
		font-family: Arial, Helvetica, sans-serif;
		font-size: 10pt;/* PRINT */
	}

.logo {
	border-bottom: 0px !important;
}
	.logo a:link {
		border-bottom: 0px;
	}
	.logo a:visited {
		border-bottom: 0px;
	}
	.logo a:hover {
		border-bottom: 0px;
	}
	.logo a:active {
		border-bottom: 0px;
	}
	
.staffPhotosDiv {
	float: left;
	text-align: left;
	margin: 16px 10px 0 30px;
	width: 145px;
	height: 248px;
}
	.staffphotos {
		margin: 5px 0 0 6px;
		padding:0;
	}

.listenDiv {
	float: left;
	text-align: left;
	margin: 16px 10px 0 30px;
	width: 150px;
	height: 130px;
	/*background-color:#FF0000;*/
}
	.listen {
		margin: 0 0 5px 6px;
		padding:0;
	}


.red {
	color: #E10005;
}

.clear {
	clear: both;
}

li {
	margin-bottom: 6px;
}

hr {
	background-color: #333333;
	border: 0;
	width: 100%;
	height: 1px;
}

.formtextstyle {
	width: 140px;
}

.formfieldstyle {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: normal;
	text-decoration: none;
	color: #232324;
}

.submitbutton {
	color: #FFffFF;
	font-weight: bold;
	border: 1px solid #333333;
	background-color: #003e5f;
}

#FormBGTopSimple {
	background-image: url('../images/BayLending-Form-TopSimple.gif');
	background-repeat: no-repeat;
	background-position: top left;
}

#FormBG1Top {
	background-image: url('../images/BayLending-Form-Top.gif');
	background-repeat: no-repeat;
	background-position: top left;
}

#FormBG2 {
	background-image: url('../images/BayLending-Form-2BG.gif');
	background-repeat: no-repeat;
	background-position: top center;
}
#FormBG3 {
	background-image: url('../images/BayLending-Form-3BG.gif');
	background-repeat: no-repeat;
	background-position: top center;
}
#FormBG4 {
	background-image: url('../images/BayLending-Form-4BG.gif');
	background-repeat: no-repeat;
	background-position: top center;
}
#FormBG5 {
	background-image: url('../images/BayLending-Form-5BG.gif');
	background-repeat: no-repeat;
	background-position: top center;
}
#FormBG6 {
	background-image: url('../images/BayLending-Form-6BG.gif');
	background-repeat: no-repeat;
	background-position: top center;
}
#FormBottom {
	background-image: url('../images/BayLending-Form-Bottom.gif');
	background-repeat: no-repeat;
	background-position: bottom left;
}

.zero {
	margin: 0;
	padding: 0;
}

/*.siteseal {
	filter:alpha(opacity=50); 
	-moz-opacity: 0.5; 
	opacity: 0.5;
}*/