Welcome to Bay Lending Mortgage Loans

Bay Lending Mortgage Loans offers a wide range of mortgages, including fixed-rate, adjustable-rate, low down payment, and special-needs financing loans.

The friendly staff at Bay Lending is committed to helping people "Borrow Smart." That means we will take the time to learn about your financial situation, your dreams and goals, and offer you expert advice on getting a mortgage loan. Whether you’re looking to Purchase, Refinance, Consolidate Debt or Reverse Mortgage, we have the experience and loans to save you money.

There is no cost or obligation to Apply Online or talk with a friendly Mortgage Loan Officer.

Customer Feedback

"I enjoyed so much working with you to refinance my home. I had heard such amazing things, I thought I would just give it a shot. You guys are wonderful to work with, and do amazing things."

First-Time Home Buyers

Buying your first home can be a challenge. We understand the challenges you face and answers to your questions. Check out our helpful New Home Buyer's Checklist. It will help you get qualified for your dream home.

Borrow Smart

From our convenient loan payment calculator to our honest and friendly loan advice, we help St. Petersburg and Tampa homebuyers "Borrow Smart."

Apply For A Home Loan

Let’s get started. There is no cost or obligation to explore your loan options. Your personal information will be transmitted over our secure connection, and kept confidential. Apply Online.